Product Details :
Features and Benefits:
We deploy technology and apply innovation to create unique and compelling propositions that help you do what you always wanted to do. Hereunder are a host of unique features and benefits that you enjoy with Salaried Personal Loans from Bajaj Finserv Lending. Most of these features are industry firsts and come only with our portfolio of offerings. Read on to know more:
Instant Online Approvals:
Now get instant approvals of upto Rs. 15 lacs on your salaried personal loan through our online facility. No need to go to any branch. From wherever you are, simply log onto the online section, fill an online form and within 90 seconds, get approval on your application. It is as simple as 123.
Loans up to Rs.25 lacs:
Bold dreams need big means. We offer the highest ticket size of up to 25 lacs so that you can pursue your bold dreams. This is the highest ticket size that anyone offers in this category.
Prompt Repayment Benefit:
Get rewarded for keeping your Secures. Enjoy the exclusive Prompt Repayment benefit for paying your EMIs on time. If you clear your first 12 EMIs without any delays, you will get 1% of the annualized interest amount paid back to you.
This facility will be available for the entire period of your loan tenor and will be paid at the end of every 12 months, subject to your EMIs paid on time.
Part Prepayment facility:
You can prepay upto 6 times in a calendar year at any interval with the minimum amount per prepay transaction being not less than 3 EMIs. There is no limit on the maximum amount. This is subject to your clearing your first EMI.
Nil Foreclosure charges:
Now you can choose to foreclose your loan anytime during your loan tenor without paying any foreclosure charges.
As an existing customer, you get exclusive preapproved offers from time to time.
Online Account Access:
Get all information about your loan like repayment track, interest certificate, payment schedule etc through our digital customer portal. Just log in with your loan account number and access whatever information you want about your loan.